Construction Financing Made Simple
VWC Construction offers flexible financing options to help you move forward with your project. We primarily work with HFS for fast, straightforward financing — and we’re also happy to coordinate with local banks if you prefer.
Why Choose HFS Financial for Construction Financing
HFS Financial offers direct-to-consumer construction financing designed to be simple, flexible, and homeowner-friendly. Their loan programs are ideal for a wide range of building projects — including those you build with VWC Construction — with terms that work for many budgets.
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Highlights of HFS Financial:
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Direct funding: Loans are funded direct to you, giving you control over the project.
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No home equity required: You don’t have to tap home equity or refinance.
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Fast prequalification: You can check your rate online in minutes with no impact to your credit score.
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Fixed-rate terms: Lock in your rate with terms up to 20 years.
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Flexible project use: Financing can be used for many home improvement and construction projects.
Projects Eligible for Financing Through HFS
Financing through HFS Financial may be available for:
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Pole barns and post-frame buildings
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Custom garages and workshop buildings
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Barndominiums and residential shells
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RV storage buildings and tall-door structures
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Metal buildings and carports
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Livestock shelters and agricultural buildings
(Actual loan eligibility and approval depends on the lender’s credit and qualification requirements.)
Prefer to Work with Your Local Bank?
If you already have a relationship with a local bank or credit union, you’re welcome to use outside financing. We can provide project details, estimates, and documentation to support your loan process.
That said, many customers find HFS to be faster and more flexible for construction projects compared to traditional bank loans.
How Financing Works
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Choose your project type and request an estimate from VWC Construction
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Apply for financing through HFS or your preferred lender
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Review approval and terms
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Finalize your project details and timeline
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Move forward with construction once financing is in place
We’re happy to answer questions and help guide you through the process.
Financing FAQs
Do you require financing to use HFS?
No. Financing is optional, but HFS is our preferred option due to ease and speed.
Does financing cover the entire project?
Financing eligibility depends on the lender and project scope. We can help clarify what’s included.
Can I use financing for metal buildings or carports?
Yes. Financing may be available for metal buildings and carports through HFS.
Does VWC Construction control loan approval?
No. All financing approvals and terms are handled directly by the lender.
Can I still get an estimate before applying for financing?
Absolutely. We recommend getting a project estimate first.